In order to control the cost of billing, we ask that the bill for services
is paid at the time services are rendered unless other arrangements are
made in advance. We would rather control billing costs than be forced to
raise our fees. You agree to be ultimately responsible for any bill incurred
at this office. Accounts 30 days old will incur interest and finance charges
at the rate of 12% per annum. Accounts 90 days old are subject to collection
fees. There will be a service charge of $50.00 on all returned checks.